Ora Developers has signed a memorandum of understanding with fintech company Yubi to introduce an AI-driven mortgage ecosystem in the UAE, aiming to modernise home financing by replacing traditional manual processes with automated, data-driven solutions.
The collaboration introduces Yubi Mortgage’s unified digital platform, designed to match property buyers with lenders based on risk profiles and financing criteria. By using AI-powered analytics, the platform connects customers with more than 25 lenders, improving approval rates while simplifying the mortgage process for both borrowers and financial institutions.
The solution enables instant pre-approvals by automating document verification and lender matchmaking, reducing processing times and improving overall efficiency. It also provides an end-to-end digital experience, allowing customers to manage the full mortgage lifecycle, from eligibility assessment to loan disbursement, through a single interface.
Ora Developers said the partnership enhances the home-buying experience by improving accessibility to financing and increasing transparency, while contributing to greater liquidity within the UAE’s real estate financing market. Yubi noted that the initiative supports its broader goal of strengthening digital debt infrastructure across the Middle East and Africa.
The partnership reflects a growing shift within the region’s property sector toward AI-enabled financial services, as developers and fintech platforms collaborate to streamline property transactions and improve customer experience.
