Pakistani fintech ABHI has expanded its footprint in Saudi Arabia through a new agreement with Bayt. Under the partnership, ABHI will facilitate timely salary payments for Bayt employees and offer earned wage access, enabling workers to withdraw a portion of their wages before payday.
Launched in 2021, ABHI provides earned wage access (EWA) to help salaried employees avoid late fees, manage unexpected expenses and access emergency cash. In addition to Pakistan, the company now operates in Saudi Arabia, the UAE and Bangladesh, where it offers short-term credit-bridging solutions designed to support immediate financial needs.
CEO and co-founder Umair Ansari said the partnership strengthens ABHI’s mission to advance financial inclusion across the region. Bayt’s HR and Operations Manager, Nouf Al-Qahtani, noted that instant access to earned wages offers employees greater financial control and ease in managing expenses.
The collaboration supports Saudi Arabia’s push toward financial empowerment and digital innovation under Saudi Vision 2030, which aims to diversify the economy and create a vibrant environment for businesses and citizens.
Earlier this year, ABHI also launched a microfinance bank in partnership with TPL Corp, expanding its reach across financial services, insurance, technology and lending.
