Mashreq has introduced a fully digital home loan pre-approval service, allowing UAE property buyers to complete the entire process online in minutes. The new feature removes the need for branch visits or manual paperwork, giving customers instant clarity on their borrowing capacity before engaging with developers or brokers.
The bank said the initiative reflects its broader push to simplify financial services through automation and digital-first design. Applicants can submit details, receive eligibility checks, and obtain pre-approval through Mashreq’s digital channels, streamlining what is traditionally a multi-day process.
By digitising pre-approvals, Mashreq aims to improve transparency and speed in the property-buying journey, enabling customers to act quickly in a competitive real estate market. The service is positioned to support both first-time buyers and experienced investors seeking faster access to financing.
The launch aligns with the UAE’s wider digital transformation agenda across banking and real estate, where institutions are increasingly replacing paper-based workflows with instant, mobile-first experiences.
