Fawry, Egypt’s leading digital financial services platform, has announced its consolidated financial results for the full year ending December 31, 2025. The company achieved its highest margins in history, driven by an aggressive diversification strategy and the successful scaling of its “neo banking” ecosystem. Total revenues reached EGP 8,651.5 million, a 57% year-on-year increase, while net profit surged by approximately 80% to EGP 2,889.2 million.
Financial Performance Highlights
- Revenue Growth: A 57% increase to EGP 8.65 billion, with Financial Services emerging as the fastest-growing segment (up 135%).
- Profitability: EBITDA rose 81% to EGP 4.97 billion, achieving a record margin of 57.4%.
- Throughput Value: Total processed value jumped 56.8% to reach EGP 943.6 billion.
- Loan Portfolio: The total gross loan portfolio (Micro, SME, and Consumer) grew by 82.6% to EGP 5.7 billion.
Strategic and Operational Developments
“AI is now deeply integrated across development… with approximately 35% of new code produced using AI-assisted tools.” — Eng. Ashraf Sabry, CEO of Fawry
- Soft POS Launch: Following the Central Bank of Egypt’s official launch in February 2026, Fawry is deploying its smartphone-based payment solution to eliminate hardware costs for micro-merchants.
- Expansion in Digital Banking: The company issued 2.7 million prepaid cards (a 172% increase) and saw its Money Market Fund (Fawry Yawmy) exceed EGP 7 billion in net asset value.
- Insurance & Business Tools: Fawry issued 1.1 million digital insurance policies in 2025 and onboarded 120,000 merchants to its “BNPL for Business” service.
- App Engagement: The myFawry app reached 24.2 million downloads, with annualized throughput growing over 50%.
FY2025 Consolidated Results Table
| Metric (EGP millions) | FY 2024 | FY 2025 | Y-o-Y Change |
| Total Revenue | 5,510.6 | 8,651.5 | +57.0% |
| EBITDA | 2,747.1 | 4,968.1 | +80.8% |
| Net Profit (After NCI) | 1,606.7 | 2,889.2 | +79.8% |
| Net Profit Margin | 29.2% | 33.4% | +4.2 pts |
