Khurram Schehzad, Advisor to the Finance Minister, said that Digital Nation Pakistan 2025 is not merely a project but a comprehensive national vision to transform Pakistan into a digitally empowered country.
Addressing the FinTech Forward Forum during the 27th ITCN Asia in Lahore, Schehzad said the transformation will be driven by improved governance, a robust digital economy, and an inclusive digital society. The plan includes creating digital identities, building digital public infrastructure, and streamlining online services for both citizens and businesses, while ensuring data privacy and fostering innovation.
He revealed that 99 percent of government files are now transferred digitally between ministries under the E-Office platform, eliminating data loss and decision delays while enabling performance accountability through tracking systems that enhance transparency and credibility.
Schehzad said the government aims to reach 120 million bank accounts and make all government-to-government (G2G) transactions fully digital. “This year, the entire government system will be placed on digital foundations,” he said.
He added that under PVARA, crypto holders will be able to become part of the formal digital economy. Tax incentives are also under discussion, alongside broader reforms to integrate emerging technologies.
Responding to a question, Schehzad said special incentives are being planned for investors under the industrial policy, while small loans are being provided to SMEs, agriculture, and youth to help them start businesses and achieve self-sufficiency. Skill bonds are also being introduced to encourage skilled professionals.
Emphasising the government’s role, he said its primary responsibility is to create an environment conducive to innovation through supportive policies. “The government is actively formulating policies to empower the youth, especially in modern financial and digital sectors,” he noted.
On regulatory reforms, Schehzad said Pakistan is considering a dedicated framework or virtual assets regulatory authority to govern crypto assets. He cited the UAE as an example of a structured virtual assets ecosystem, noting that Pakistan is progressing cautiously while learning from global best practices. He stressed the need for balanced policymaking, innovation-friendly regulation, and alignment with international standards.
