Abu Dhabi, UAE – LuLu Exchange, one of the UAE’s most trusted financial services companies and part of LuLu Financial Holdings, has announced a partnership with Abhi Middle East Limited, a future-focused neobank backed by Hub71 and the Abu Dhabi Investment Office (ADIO), with funding enabled by Commercial Bank International (CBI). The collaboration aims to empower workers across the UAE with instant access to their earned wages and seamless cross-border remittance solutions, helping bridge the gap between income and family support.
Through this partnership, workers will be able to access their Earned Wage Access (EWA) instantly and send money to their families back home without waiting for payday. This service enhances financial flexibility and ensures timely support for expatriate communities that form the backbone of the UAE’s workforce.
By combining LuLu Exchange’s extensive network and trusted remittance expertise with ABHI’s financial technology, the initiative is set to transform how workers access, manage, and move their money across borders. The partnership reinforces LuLu Exchange’s commitment to leveraging innovation to expand financial access and improve customer experience, while advancing ABHI’s mission to deliver inclusive, technology-led financial solutions across the region.
“At LuLu Exchange, we believe that timely access to earnings is a fundamental need. This collaboration enables workers to support their families with greater control and confidence,” said Thampi Sudarsanan, CEO of LuLu Exchange UAE. “Partnering with Abhi allows us to reshape financial access for the UAE’s workforce by combining innovative EWA technology with our trusted remittance network.”
Omair Ansari, Co-Founder and CEO of Abhi Middle East Limited, said the partnership represents a major step toward financial inclusion. “By integrating ABHI’s technology with LuLu Exchange’s deep market expertise, we are enabling workers to gain control over their earnings and support their families without financial strain. This collaboration advances true economic empowerment.”
Founded in 2021, ABHI has expanded across Pakistan, the UAE, and Saudi Arabia, empowering employees and businesses with fast, secure, and transparent access to on-demand liquidity. To date, the company has served more than one million users, onboarded over 5,000 businesses, and processed transactions exceeding $500 million.
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About Abhi Middle East Limited
ABHI offers a comprehensive suite of solutions including Earned Wage Access and SME financing. The fintech company partners with more than 5,000 businesses, driving economic growth and social impact. ABHI is supported by Hub71 and Endeavor and was awarded the Technology Pioneer 2023 Award by the World Economic Forum. It has also been named among the UAE’s Future 100 companies and selected for Mastercard’s Start Path Small Business program.
https://abhi.co/
About LuLu Financial Holdings
LuLu Financial Holdings is a global financial services provider offering cross-border payments, currency exchange, and fintech solutions. The group operates more than 370 customer engagement centers across over 10 countries in the Middle East, Indian subcontinent, and APAC regions.
https://www.lulufin.com/
About LuLu Exchange
LuLu Exchange is one of the UAE’s leading financial services companies, providing remittance, foreign exchange, and allied services through more than 140 branches and digital platforms, including the LuLu Money App. It operates under LuLu Financial Holdings and serves a wide cross-section of the UAE community.
